Washington, D.C. — Today, U.S. Representative Young Kim (CA-40), Co-Chair of the Financial Literacy Caucus, introduced the Savings and Early Exposure to Diversified Securities (SEEDS) Act of 2026 alongside Representatives Timmons (SC-04) and Salazar (FL-27) to make TRUMP accounts permanent and expand eligible investment options.
The SEEDS Act builds on President Trump’s TRUMP Accounts initiative to expand economic opportunity for all Americans by ensuring every child receives $1,000 invested in the stock market at birth, regardless of income or background. TRUMP Accounts give every American child a financial stake in our economy. Young Americans can watch their savings compound over time and access the funds when they turn 18. The SEEDS Act strengthens this program by giving families greater flexibility to grow long-term savings for their children.
“Every American deserves a stake in America’s Golden Age,” said Rep. Young Kim. “President Trump’s TRUMP Accounts are unleashing economic opportunity by putting the power of the world’s greatest economy to work for our children and grandchildren. The SEEDS Act reinforces this transformative program by making it permanent and giving American families more flexibility to create and grow wealth.”
“By giving every child access to market-based savings at birth, TRUMP Accounts harness the power of American innovation and long-term growth. The SEEDS Act locks in this historic initiative and expands investment flexibility so families can build wealth and secure their children’s future,” said Rep. Timmons.
“America is the land of opportunity and Children are the future of this nation, but opportunity must be built. There is no greater investment we can make than helping set up America’s children financially from birth” said Rep. Salazar. “That is why I am so proud to co-sponsor the SEEDS Act. The Act builds on President Trump’s economic vision, to expand access to opportunity so that every child, regardless of zip code, can have a stake in the greatest economy in the world. By locking in these accounts permanently and expanding investment options, we are giving the next generation the tools to build wealth, pursue opportunity, and live the American Dream.”
The legislation amends the Internal Revenue Code to treat digital asset indexes as eligible investments under Section 530A and removes the sunset provision from the TRUMP Accounts contribution program.
Read bill text HERE.
