Washington, DC – Today, U.S. Representatives Young Kim (CA-40), Jared Golden (ME-02), Jennifer McClellan (VA-04), and David Valadao (CA-22) introduced the Supporting Healthy Moms and Babies Act, which would require private health insurance companies to fully cover the costs of childbirth and related maternity care.
“Americans shouldn’t have to choose between starting a family and being strapped in debt. Unfortunately, rising living costs on top of excessive hospital and health care fees after giving birth deter individuals from becoming parents,” said Kim. “We should do what we can to make life more affordable, which is why I’m proud to help lead the charge to cut childbirth cost-sharing fees and ensure women, babies, and families receive the care they deserve without astronomical costs.”
“Pregnancy and childbirth are a normal part of family life, so insurance companies should treat it like the routine care it is and cover the cost,” Golden said. “It shouldn’t cost thousands of dollars to give birth at the hospital, and other necessary maternity services shouldn’t be a luxury. This is simple, commonsense reform and will make it easier for Mainers to start and grow families on their own terms without a huge hospital bill.”
“The cost of maternal care is already expensive, and too often, families with private insurance are hit with surprise medical bills they didn’t see coming,” Valadao said. “Building a family already comes with so much uncertainty, but designating maternal care as an Essential Health Benefit and eliminating cost-sharing will give parents some peace of mind during one of life’s most important moments. I’m proud to join my colleagues in supporting this practical, bipartisan solution that puts families first.”
“When my daughter was born by emergency C-section nine weeks early, I wanted to focus all my attention on my recovery and her well-being for the six weeks she was in the NICU, not our medical bills,” McClellan said. “The Supporting Healthy Moms and Babies Act will provide more pregnant and postpartum patients the peace of mind that they can access care without worrying about how to pay for it.”
While the average out-of-pocket costs of childbirth for mothers in large-group employer insurance is approximately $3,000, a reported 17 percent of these mothers face bills topping $5,000 and 1 percent face bills exceeding $10,000. One report revealed that 17.5 percent of women with private insurance said they had problems paying medical bills and another study showed almost 9 percent reported being “unable to pay medical bills.”
Senate companion legislation is led by Senators Cindy Hyde-Smith (R-MS), Tim Kaine (D-VA), Josh Hawley (R-MO), and Kirsten Gillibrand (D-NY).
The Supporting Healthy Moms and Babies Act is endorsed by health care and patient advocacy groups such as the American Principles Project, Concerned Women for America, Jesuit, Conference Office of Justice and Ecology, Americans United for Life, Susan B. Anthony Pro-Life America, Students for Life, LiveAction, Life Defenders, March for Life, The Catholic Health Association of the United States, American College of Obstetricians and Gynecologists, American Medical Association, American Hospital Association, American Society for Reproductive Medicine, Association of Women’s Health, Obstetric and Neonatal Nurses, Association of Maternal & Child Health Programs, March of Dimes, and National Partnership for Women & Families.
